Buy From Us

Capital City Loan & Jewelry offers new and quality pre-owned items at low prices. We are committed to offering quality merchandise at great prices. With locations throughout the greater Sacramento area, we are confident that we have what you are looking for. All pre-owned merchandise is tested before being offered for re-sale. So enjoy a new shopping experience in one of our bright beautiful stores!

Retail Services

Our primary focus is on consumer savings through discount pricing and like-new product selection.
Looking to save cash? Capital City Loan and Jewelry is the answer. We have a great selection of quality retail merchandise both new and previously owned – at unbelievable prices. Another great thing about our pawnshops is that most prices are negotiable. So come in and make us an offer!

We stock the following items:

  • Gold Chains and Bracelets
  • Rings and Watches
  • Stereo Equipment
  • Musical Instruments and Equipment
  • Guitars
  • TV’s and DVD Players
  • Tools and Construction Equipment
  • Video Games and Game Consoles
  • Navigation Systems
  • Video Recorders and Cameras
  • iPods
  • Laptops
  • And Much Much More!

Why pay retail top dollar prices? All of our items have been tested and are in great condition.


You can put anything in the store on our 10-10-10 layaway program which requires 10% down and gives you 10 months to pay the item off with just 10% per month. There is no additional charge for this service, however you must make your monthly payments!

For example, for a $500.00 diamond ring, you put $50 down and make minimum payments of $50 per month. You can take that high priced piece home in no time without affecting your pocketbook by shelling out $500 at once.


All merchandise is tested as it comes into our stores and again when we put it out for sale. We offer a 3 day return policy on all merchandise except jewelry. We experience a very low return rate due to our knowledgeable staff and the required testing of all products that enter our store – so you can feel safe shopping with Capital City Loan & Jewelry. We pride ourselves on our quality customer service. It is our goal that you leave our stores a satisfied customer.


We accept Cash, Cashier’s Check, Money Order, Visa, MasterCard, and Debit.

No American Express, Discover, Personal Checks, or Company Checks.

Local Sales tax applies to all purchases in the State of California unless you are a licensed dealer for the product you are buying.